MPP vs. x402: Which Machine-Payment Protocol Should You Use?
Is x402 better for micropayments? Does MPP make more sense with Stripe? Here is the practical difference, without pretending one protocol is best for everything.
Access402 guides
Technical guides for publishers, developers, and teams evaluating x402—written from the work of building and operating Access402.
Is x402 better for micropayments? Does MPP make more sense with Stripe? Here is the practical difference, without pretending one protocol is best for everything.
When an AI agent can answer a question without sending a visit, functionality websites need a way to sell the underlying lookup, calculation, file, or action directly.
Coinbase Bazaar and ARD both help agents find resources, but they operate at different layers. Learn what each publishes, who can index it, and why supporting both is usually the strongest strategy.
The HTTP 402 response is the easy part. Compare the security, facilitator, logging, retry, and maintenance work behind a production x402 integration.
If your website can return information, deliver a file, expose an API, or trigger an action, it may be able to sell that resource to AI agents with x402.
A practical path from one working FastAPI endpoint to a paid API route that returns HTTP 402, verifies payment, and delivers the original response.
Agents do not want your onboarding flow or annual plan. They want one capability, right now, and most SaaS businesses have no practical way to sell it to them.
An agent wallet spends money; a seller wallet receives it. Learn how the major approaches differ and where Access402 fits in the x402 payment flow.
Making an API payable does not make it discoverable. See how x402 Bazaars work, where Coinbase leads, and why sellers need multi-channel distribution.
Access402 creates the Coinbase wallet and assigns it to your project, so you never paste a receiving address or risk sending payments to the wrong destination.
Connect the adapter, register an exact route, test its HTTP 402 challenge on Base Sepolia, and move the same installation to Live.
The short answer is no—not directly through Access402 today. Here is the honest path from an x402 payment to fiat in a bank account.
Know what gets paid, which network is used, where funds arrive, and what Access402 does—and does not—do with publisher revenue.
The WordPress code is only one part of a reliable payment system. Compare what you operate yourself with what Access402 manages.
Follow the complete agent payment loop—from a known URL to a verified USDC settlement and unlocked WordPress response.
Understand the x402 request-and-payment loop, what changes inside WordPress, and what still belongs to your wallet and hosting.